The Future of Wealth is Female

Let’s talk facts: Women make better investors than men. Go ahead, show this to your partner...we'll wait. No, really—studies show women’s investment returns tend to outperform men’s by about half a percent per year. Why? Because they trade less, take a long-term approach, and don’t let ego drive their decisions. We're done beating up on men, let's shift gear to the amazing Women in Business Symposium that our team attended last week.

The Link Between Wealth and Well-Being

At the event, the keynote speaker Brian Dubow (far right) made a powerful point: Happiness isn’t about how much money you have—it’s about how you use it to build the life you actually want. This is where financial planning often goes wrong. We think about numbers, savings rates, and investments, but we don’t ask the most important question: How does this money serve my happiness?

For women in business, that might mean using financial stability to create more flexibility. For those approaching retirement, it means shifting the focus from accumulating wealth to actually enjoying it. But here’s the key—happiness doesn’t just happen when the numbers look good. It comes from how you live and what you make a priority in your life.

Three Simple Habits for a Happier (and Wealthier) Life

1. Mindfulness with Money – Ever feel like financial stress is just background noise? That’s because many of us operate on autopilot. Taking time to reflect on why you’re saving or investing—not just how—can make your financial decisions more meaningful.
2. Gratitude Over Comparison – Social media makes it easy to feel like you’re behind, financially or otherwise. But gratitude has been proven to increase happiness and financial patience. People who practice gratitude tend to make smarter, more intentional money choices.
3. Prioritizing Health Over Hustle – Wealth means nothing without well-being. Whether it’s exercise, meditation, or simply taking breaks, investing in yourself pays the highest dividends. And let’s be honest, a good night’s sleep is worth more than any stock tip.

The Future of Wealth is Looking Pretty Female

As we celebrate International Women’s Day tomorrow, one thing is clear: Women aren’t just keeping up financially—they’re leading. They’re investing wisely, building businesses, and redefining financial success to include something men don’t always think about—happiness.

As Maya Angelou once said, "Success is liking yourself, liking what you do, and liking how you do it." So, what’s one financial decision you can make this week that actually brings you joy?

Source: Fidelity Investments (2021) – Women and Investing Study

More Information About Brian Dubow and Hit of Happiness: https://hitofhappiness.com/